Housing Equity Toolkit
Coalition for Home Repair members have helped more than 21,000 Black or African American, Hispanic, or minority homeowners with low incomes access safe and healthy homes.
In alignment with our goals to expand access to home repair programs nationwide, this toolkit is available at no cost to home repair nonprofits, community leaders, and partners.
Fast Facts: Racial Disparities in Home Ownership & Improvement
- A report by the Federal Reserve Bank of Philadelphia reveals that nearly 40% of all Black or African American households have repair needs and have the second highest average repair costs of $3,069.
- According to Joint Center of Housing Studies of Harvard University (JCHS), Black households are much less likely to own homes (41.7%) compared to 71.7 of white households.
- Black households with housing equity have about half the median equity of white households, according to Urban Institute.
- As of 2021, Black homeowners live in inadequate homes at nearly double the rate of white homeowners, with 5.7 percent of Black homeowners living in these homes. (See Figure 1 below).
- The same report highlights that Black homeowners have the highest average annual utility cost burden (6.6%-Black compared to 4.9%-White).
- According to Urban Institute, approximately 76 percent of Hispanic households, 69 percent of Black households and 56 percent of Other households of color that own real estate do not have a will or trust.
- Research shows that lenders deny manufactured home loans to Black applicants at much higher rates than White applicants, blocking many Black buyers from accessing one of the nation's most affordable homeownership options.
Figure 1. Share of Homeowners Living in Inadequate Housing by Race (Urban Institute)
Research Leaders & Databases
Our go-to databases for grant writing research, advocacy, or staying informed:
Click to expand a resource and learn more.
On-Demand Webinar: State and Ambition of Home Repair Programs in the U.S.
Overview
As organizations passionate about uplifting the importance of affordable housing and home repair, each through different projects, programs, and methods, we are excited to collaborate on this event to share our collective impact in the home repair field.
This webinar highlights the unique perspectives and expertise each organization brings to the field of home repair. Although each organization has its own vision, mission, and goals, we're all working towards a better future through home preservation and rehabilitation, and we are stronger together.
During this webinar, representatives from 5 different organizations share an overview on the projects they've been working on with support from the Robert Wood Johnson Foundation.
Organizations are listed below with their representative and speaking start time.
- Harvard Joint Center for Housing Studies (Sophia Wedeen, 5:48)
- New York University Furman Center (Jess Wunsch, 16:20)
- Partnership for Housing Affordability (Woody Rogers, 35:48)
- National Council of State Housing Agencies (Rosemarie Sabatino, 49:53)
- Coalition for Home Repair (Freyja Harris, 1:04:10)
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